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[]).push({});after-content-x4\u5dde\u9280\u884c\u306e\u30e8\u30cf\u30f3\u30fb\u30e4\u30b3\u30d6\u30fb\u30b1\u30e9\u30fc\uff081823\u20131903\uff09\u3001\u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u30fb\u30aa\u30fc\u30d0\u30fc\u30e9\u30f3\u30c9\u306e\u6c11\u4e3b\u515a\u653f\u6cbb\u5bb6\u3001\u8d77\u696d\u5bb6\u306e\u30a2\u30a4\u30c7\u30a2\u304c\u5927\u5e45\u306b\u4fc3\u9032\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u9280\u884c\u306f\u3001\u6709\u5229\u306a\u6761\u4ef6\u3067\u8fb2\u6c11\u3084\u8077\u4eba\u306b\u878d\u8cc7\u3092\u6388\u4e0e\u3059\u308b\u3053\u3068\u3092\u76ee\u7684\u3068\u3057\u3066\u8a2d\u7acb\u3055\u308c\u307e\u3057\u305f\u3002 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10\u304b\u3089\u306e\u4f4e\u3044\u5229\u5df1\u7684\u306a\u5c0f\u3055\u306a\u30ed\u30fc\u30f3\u3092\u4ed8\u4e0e\u3057\u307e\u3059\u3002\u53ef\u80fd\u6027\u306e\u3042\u308b\u8d64\u5b57\u306f\u3001\u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u30ab\u30f3\u30c8\u30ca\u30eb\u9280\u884c\u306b\u3088\u3063\u3066\u7740\u7528\u3055\u308c\u3066\u3044\u307e\u3059\u3002 Table of Contents\u5dde\u306e\u4fdd\u8a3c [ \u7de8\u96c6 | \u30bd\u30fc\u30b9\u30c6\u30ad\u30b9\u30c8\u3092\u7de8\u96c6\u3057\u307e\u3059 ] \u30b7\u30b9\u30c6\u30e0\u306e\u95a2\u9023\u6027 [ \u7de8\u96c6 | \u30bd\u30fc\u30b9\u30c6\u30ad\u30b9\u30c8\u3092\u7de8\u96c6\u3057\u307e\u3059 ] \u5b50\u4f1a\u793e [ \u7de8\u96c6 | \u30bd\u30fc\u30b9\u30c6\u30ad\u30b9\u30c8\u3092\u7de8\u96c6\u3057\u307e\u3059 ] \u53c2\u52a0 [ \u7de8\u96c6 | \u30bd\u30fc\u30b9\u30c6\u30ad\u30b9\u30c8\u3092\u7de8\u96c6\u3057\u307e\u3059 ] \u9280\u884c\u30d7\u30ec\u30b7\u30b8\u30a6\u30e0\u306e\u30e1\u30f3\u30d0\u30fc [ \u7de8\u96c6 | \u30bd\u30fc\u30b9\u30c6\u30ad\u30b9\u30c8\u3092\u7de8\u96c6\u3057\u307e\u3059 ] \u9280\u884c\u8a55\u8b70\u4f1a\u306e\u30e1\u30f3\u30d0\u30fc [ \u7de8\u96c6 | \u30bd\u30fc\u30b9\u30c6\u30ad\u30b9\u30c8\u3092\u7de8\u96c6\u3057\u307e\u3059 ] \u7dcf\u5c40\u306e\u30e1\u30f3\u30d0\u30fc [ \u7de8\u96c6 | \u30bd\u30fc\u30b9\u30c6\u30ad\u30b9\u30c8\u3092\u7de8\u96c6\u3057\u307e\u3059 ] 2006\/2007 2006\/2007\u306e\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306e\u6b20\u5982 [ \u7de8\u96c6 | \u30bd\u30fc\u30b9\u30c6\u30ad\u30b9\u30c8\u3092\u7de8\u96c6\u3057\u307e\u3059 ] \u30c9\u30a4\u30c4\u306e\u9867\u5ba2\u306e\u30de\u30a6\u30f3\u30c8\u3055\u308c\u3066\u3044\u306a\u3044\u8cc7\u7523 [ \u7de8\u96c6 | \u30bd\u30fc\u30b9\u30c6\u30ad\u30b9\u30c8\u3092\u7de8\u96c6\u3057\u307e\u3059 ] \u7c73\u56fd\u3068\u306e\u8ab2\u7a0e [ \u7de8\u96c6 | \u30bd\u30fc\u30b9\u30c6\u30ad\u30b9\u30c8\u3092\u7de8\u96c6\u3057\u307e\u3059 ] \u5dde\u306e\u4fdd\u8a3c [ \u7de8\u96c6 | \u30bd\u30fc\u30b9\u30c6\u30ad\u30b9\u30c8\u3092\u7de8\u96c6\u3057\u307e\u3059 ] \u30ab\u30f3\u30c8\u30f3\u306f\u30c1\u30e5\u30fc\u30eb\u30c1\u30e3\u30fc\u30ab\u30f3\u30c8\u30ca\u30eb\u30d0\u30f3\u30af\u306b\u30c9\u30c3\u30d4\u30f3\u30b0\u306e\u9996\u90fd\u3092\u63d0\u4f9b\u3057\u3001\u5dde\u306e\u4fdd\u8a3c\u3092\u4ed8\u4e0e\u3057\u307e\u3059\u3002\u6cd5\u5f8b\u306b\u3088\u308c\u3070\u3001\u5dde\u306f\u3001\u72ec\u81ea\u306e\u8cc7\u91d1\u304c\u5341\u5206\u3067\u306a\u3044\u5834\u5408\u3001\u9280\u884c\u306e\u3059\u3079\u3066\u306e\u8ca0\u50b5\u306b\u5bfe\u3057\u3066\u8cac\u4efb\u3092\u8ca0\u3044\u307e\u3059\u3002\u30b9\u30bf\u30f3\u30c9\u30a2\u30ed\u30f3\u306e\u683c\u4ed8\u3051\uff08AA\uff09\u306e\u304a\u304b\u3052\u3067\u3001\u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u30ab\u30f3\u30c8\u30f3\u9280\u884c\u306f\u4e16\u754c\u3067\u6700\u3082\u5b89\u5168\u306a\u666e\u904d\u7684\u306a\u9280\u884c\u306e1\u3064\u3067\u3059\u3002 \u30b7\u30b9\u30c6\u30e0\u306e\u95a2\u9023\u6027 [ \u7de8\u96c6 | \u30bd\u30fc\u30b9\u30c6\u30ad\u30b9\u30c8\u3092\u7de8\u96c6\u3057\u307e\u3059 ] 2013\u5e7411\u67081\u65e5\u3001\u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u30ab\u30f3\u30c8\u30f3\u9280\u884c\u306f\u3001\u30b9\u30a4\u30b9\u56fd\u7acb\u9280\u884c\uff08SNB\uff09\u3092\u6ce8\u6587\u3059\u308b\u3053\u3068\u306b\u3088\u308a\u3001\u30c9\u30a4\u30c4\u306e\u30b7\u30b9\u30c6\u30e0\u306b\u95a2\u9023\u3059\u308b\u9280\u884c\u3068\u3057\u3066\u5206\u985e\u3055\u308c\u3001\u3088\u308a\u53b3\u3057\u3044\u81ea\u5206\u306e\u8cc7\u91d1\u3092\u6e80\u305f\u3057\u3001\u5371\u6a5f\u306e\u6642\u4ee3\u306e\u7dca\u6025\u8a08\u753b\u3092\u7acb\u3066\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002\u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u30ab\u30f3\u30c8\u30f3\u9280\u884c\u306b\u52a0\u3048\u3066\u3001UBS\u3068\u30af\u30ec\u30b8\u30c3\u30c8\u30b9\u30a4\u30b9\u3001\u30ec\u30a4\u30d5\u30a3\u30fc\u30bc\u30f3\u30b9\u30a4\u30b9\u3001\u30dd\u30b9\u30c8\u30d5\u30a3\u30ca\u30f3\u30b9\u306f\u30b9\u30a4\u30b9\u3067\u4f53\u7cfb\u7684\u3067\u3059\u3002 [9] [\u5341] \u5b50\u4f1a\u793e [ \u7de8\u96c6 | 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j\u00f6rgm\u00fcblers-very\uff08\u9280\u884c\u524d\u6255\u3044\uff09 \u30ed\u30b8\u30e3\u30fc\u30fb\u30ea\u30fc\u30d3\uff08\u526f\u9280\u884c\u4f1a\u9577\uff09 \u30de\u30fc\u30af\u30fb\u30ed\u30b9\uff08\u526f\u793e\u9577\uff09 \u9280\u884c\u8a55\u8b70\u4f1a\u306e\u30e1\u30f3\u30d0\u30fc [ \u7de8\u96c6 | \u30bd\u30fc\u30b9\u30c6\u30ad\u30b9\u30c8\u3092\u7de8\u96c6\u3057\u307e\u3059 ] Amr Abdelaaziz \u30eb\u30cd\u30fb\u30d5\u30fc\u30d0\u30fc \u30d9\u30c3\u30c6\u30a3\u30ca\u30fb\u30d5\u30e9\u30fc \u30d8\u30f3\u30ea\u30c3\u30c1\u5c0f\u58f2 \u30d4\u30fc\u30bf\u30fc\u30fb\u30e9\u30d5 \u30a6\u30a9\u30eb\u30bf\u30fc\u30fb\u30b7\u30e7\u30c3\u30af \u30a2\u30cb\u30bf\u30fb\u30b7\u30b0 \u30a8\u30a4\u30c9\u30ea\u30a2\u30f3\u30fb\u30d6\u30eb\u30fc\u30d2\u30f3 \u30b9\u30c6\u30d5\u30a1\u30f3\u30fb\u30ef\u30fc\u30b9 \u7dcf\u5c40\u306e\u30e1\u30f3\u30d0\u30fc [ \u7de8\u96c6 | \u30bd\u30fc\u30b9\u30c6\u30ad\u30b9\u30c8\u3092\u7de8\u96c6\u3057\u307e\u3059 ] urs baumann\uff08\u30bc\u30cd\u30e9\u30eb\u30c7\u30a3\u30ec\u30af\u30bf\u30fc\/CEO\u306e\u4f1a\u9577\uff09 [1] \u30d5\u30ed\u30fc\u30ec\u30f3\u30b9\u30fb\u30b7\u30e5\u30cb\u30c9\u30ea\u30b0\u30fb\u30e2\u30fc\u30b6\u30fc\uff08\u30d3\u30b8\u30cd\u30b9\u30e6\u30cb\u30c3\u30c8\u306e\u30d7\u30e9\u30a4\u30d9\u30fc\u30c8\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u8cac\u4efb\u8005\uff09 J\u00fcrgB\u00fchlmann\uff08\u30d3\u30b8\u30cd\u30b9\u30e6\u30cb\u30c3\u30c8\u306e\u4f01\u696d\u9867\u5ba2\u306e\u8cac\u4efb\u8005\uff09 Stephanino Isele\uff08\u30d3\u30b8\u30cd\u30b9\u30e6\u30cb\u30c3\u30c8\u306e\u6a5f\u95a2\u304a\u3088\u3073\u591a\u56fd\u7c4d\u4f01\u696d\u306e\u8cac\u4efb\u8005\u3001\u526fCEO\uff09 Rema Schmidli\uff08\u30d3\u30b8\u30cd\u30b9\u30e6\u30cb\u30c3\u30c8IT\u3001\u30aa\u30da\u30ec\u30fc\u30b7\u30e7\u30f3\u304a\u3088\u3073\u4e0d\u52d5\u7523\uff09 \u30ed\u30b8\u30e3\u30fc\u30df\u30e5\u30e9\u30fc\uff08\u30ea\u30b9\u30af\u306e\u8cac\u4efb\u8005\uff09 Daniel Previdoli\uff08\u30d3\u30b8\u30cd\u30b9\u30e6\u30cb\u30c3\u30c8\u88fd\u54c1\u3001\u30b5\u30fc\u30d3\u30b9\u3001\u30c0\u30a4\u30ec\u30af\u30c8\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u8cac\u4efb\u8005\uff09 Rudolf Sigg\uff08\u30d3\u30b8\u30cd\u30b9\u30e6\u30cb\u30c3\u30c8\u306e\u8ca1\u52d9\u8cac\u4efb\u8005\uff09 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Swisscom\u306f\u30012017\u5e743\u6708\u4e2d\u65ec\u304b\u3089\u652f\u6255\u3044\u53d6\u5f15\u3092\u51e6\u7406\u3057\u307e\u3059\u3002 [12\u756a\u76ee] \u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u30ab\u30f3\u30c8\u30ca\u30eb\u9280\u884c\u306f\u3001\u5e02\u8ca9\u306e\u53d6\u5f15\u306e\u305f\u3081\u306b4\u3064\u306e\u30b9\u30a4\u30b9\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306e1\u3064\u3092\u904b\u55b6\u3057\u3066\u3044\u307e\u3059\u3002 [13] 2022\u5e74\u672b\u307e\u3067\u306b\u3001Maestro\u30ab\u30fc\u30c9\u306fVisa Debit\u30ab\u30fc\u30c9\u306b\u7f6e\u304d\u63db\u3048\u3089\u308c\u307e\u3059\u3002 [14] Cantonal Council\u304c\u63a1\u7528\u3057\u305f\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u3067\u306f\u3001\u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u30ab\u30f3\u30c8\u30f3\u9280\u884c\u306f\u3001\u7d4c\u6e08\u3001\u793e\u4f1a\u3001\u6587\u5316\u306e\u5236\u5ea6\u3068\u30d7\u30ed\u30b8\u30a7\u30af\u30c8\u3092\u652f\u63f4\u3059\u308b\u7fa9\u52d9\u304c\u3042\u308a\u307e\u3059\u3002 [15] \u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u30ab\u30f3\u30c8\u30ca\u30eb\u9280\u884c\u306f\u3001\u7279\u306b\u74b0\u5883\u3001\u793e\u4f1a\u3001\u30d3\u30b8\u30cd\u30b9\u306b\u30b3\u30df\u30c3\u30c8\u3057\u3066\u304a\u308a\u3001\u305f\u3068\u3048\u3070\u3001\u52d5\u7269\u5712\u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u306e\u4e3b\u8981\u30b9\u30dd\u30f3\u30b5\u30fc\u3067\u3059\u3002 [16] \u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u8352\u91ce\u516c\u5712\u306e\u3001 [17] \u74b0\u5883\u30a2\u30ea\u30fc\u30ca\u306eaargau\u306e\u30ab\u30f3\u30c8\u30f3\u306b\u3042\u308bSpreitenbach\u306e\u74b0\u5883\u3001 [18] \u5354\u4f1a\u306eZ\u00fcrcher\u30cf\u30a4\u30ad\u30f3\u30b0\u30b3\u30fc\u30b9\u3001 [19] \u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u306e\u5287\u5834\u306e\u30ab\u30f3\u30c8\u30f3\u306e\u3001 [20] des casinotheraters winterthur\u3001 [21] \u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u30b7\u30a2\u30bf\u30fc\u30b9\u30da\u30af\u30bf\u30af\u30eb\u306e\u3001 [22] \u5546\u4eba\u306e\u6587\u5b66\u7684\u306a\u51fa\u6765\u4e8b\u306e\u3001 [23] \u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u5ba4\u5185\u7ba1\u5f26\u697d\u56e3\u3082\u540c\u69d8\u3067\u3059 [24] \u30c7\u30b8\u30e3\u30ba\u30d5\u30a7\u30b9\u30c6\u30a3\u30d0\u30eb Jazznojazz \u305d\u3057\u3066\u305d\u306e \u30b8\u30e3\u30ba\u30af\u30e9\u30d6\u306e\u30e0\u30fc\u30c9 \u3002 [25] \u307e\u305f\u3001ZKB Schiller Prize\u306a\u3069\u306e\u4fa1\u683c\u3082\u958b\u50ac\u3057\u3066\u3044\u307e\u3059\u3002\u57fa\u790e \u690d\u7269\u5712\u306e\u30b0\u30ea\u30e5\u30fc\u30cb\u30f3\u30b2\u30f3 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[30] [\u6700\u521d\u306b30] \u9280\u884c\u306f\u3001\u30ca\u30a4\u30c8\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u306e\u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u8f38\u9001\u5354\u4f1a\u306e\u4e3b\u306a\u30d1\u30fc\u30c8\u30ca\u30fc\u3067\u3082\u3042\u308a\u307e\u3059\u3002 [32] [33] \u30ab\u30f3\u30c8\u30f3\u306e\u7d4c\u6e08\u306f\u3001\u4e2d\u5c0f\u4f01\u696d\u306e\u6301\u7d9a\u53ef\u80fd\u6027\u4fa1\u683c\u3067\u3042\u308bZKB SME\u8cde\u3092\u542b\u3080\u3044\u304f\u3064\u304b\u306e\u4fa1\u683c\u3092\u6388\u4e0e\u3059\u308b\u3053\u3068\u306b\u3088\u308a\u4fc3\u9032\u3055\u308c\u307e\u3059 [34] Technopark\u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u3068\u540c\u69d8\u306b ZKB\u30d1\u30a4\u30aa\u30cb\u30a2\u4fa1\u683c \u3002 [35] Zhaw\u3067\u5ba3\u4f1d\u3055\u308c\u308bStart -Up Center\u304c\u5ba3\u4f1d\u3057\u307e\u3059\u3002 [36] \u305f\u3068\u3048\u3070\u3001\u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u5927\u5b66\u3067\u306f\u3001 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ZKB\u304c\u5dde\u4fdd\u8a3c\u306e\u305f\u3081\u306b\u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u306e\u30ab\u30f3\u30c8\u30f3\u3092\u88dc\u511f\u3059\u308b\u3053\u3068\u306b\u3088\u308b\u3068\u30012014\u5e74\u306b\u5c0e\u5165\u3055\u308c\u305f\u5dde\u4fdd\u8a3c\u306e\u88dc\u511f\u306f\u3001\u300c\u4fdd\u967a\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u3068\u4fdd\u967a\u5951\u7d04\u8005\u306f\u540c\u3058\u30e6\u30cb\u30c3\u30c8\u3067\u3042\u308b\u305f\u3081\u3001\u30bc\u30ed\u30b5\u30e0\u30b2\u30fc\u30e0\u3067\u3059\u3002\u516c\u7684\u653f\u5e9c\u306e\u554f\u984c\u3082\u6279\u5224\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u30013\u3064\u306e\u5927\u898f\u6a21\u306aSVP\u3001SP\u3001\u304a\u3088\u3073FDP\u306f\u3001\u30c8\u30c3\u30d7\u30aa\u30eb\u30ac\u30f3\u306e\u30c8\u30c3\u30d7\u3092\u5171\u6709\u3057\u3066\u3044\u307e\u3059\u3002 [41] 2006\/2007 2006\/2007\u306e\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306e\u6b20\u5982 [ \u7de8\u96c6 | 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